Flexible finance solutions for takeaway venues so you can choose what suits your venue best.

Rent-Try-Buy®

Rent-Try-Buy® is a 12-month rental agreement, allowing you to try quality fast food equipment before committing to buying it. Enjoy unrivalled flexibility when it comes to owning and managing your fast food equipment.

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Lease-to-Keep®

Lease-to-Keep™ gives you the fast food kitchen equipment you need now, with low monthly payments spread over four years. At the end of the term, the fast food kitchen equipment is all yours. Simple.

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Is your takeaway a franchise?

SilverChef has finance options designed specifically for franchises so you can limit your upfront costs while setting up your all-important fast food restaurant equipment. The ultimate flexibility for your franchise.

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We've financed

5266

takeaway venues

Takeaway resources

How to open a franchise the easy way

How to open a franchise the easy way

Five menu makeovers to boost your profits

Five menu makeovers to boost your profits

Five unexpected costs of opening a restaurant

Five unexpected costs of opening a restaurant

We'll back your potential

As a child, Deanna Yang was happiest with a simple cookie dunked in cold milk. So, at just 21 years old Deanna launched Moustache - a Milk and Cookie bar for the young, and the young at heart.

Deanna says, 'SilverChef's flexible funding solutions allowed me to open the doors to my new business. As a young person with big dreams but little business experience, SilverChef believed in me when other lenders didn't.'

'SilverChef's unique equipment funding for the hospitality industry enabled me to fast-track the opening of my business and then upgrade my equipment in the initial weeks, without any fuss!'

- Deanna Yang, Moustache Milk & Cookie Bar

Find out what our customers are saying

I was starting a new business and SilverChef sounded like a reasonable way to finance the initial costs as it limits out-of-pocket expenses and allows for tax deductions going forward.

We are a small business that’s growing quickly. SilverChef gave us the ability to get professional equipment without breaking the bank!

Financing our new oven through SilverChef was a key decision to be able to maintain our cash-flow sanity.

As a new entrepreneur it's hard to find the help needed, especially in the hospitality industry. SilverChef is giving me the ability to start my business!

SilverChef's financing is easy and transparent, and they understand the hospitality industry.

We have a small business, so we don't have a lot of money to spend on equipment. [SilverChef] financing allows us to get what we need without having to worry about paying for everything all at once.

The process is smooth, simple and straightforward. SilverChef obviously thinks about bakery and restaurant owners who are too busy cooking or baking to deal with lots of paperwork.

SilverChef offers one of the best financing options for new businesses. The process was very easy and quick and the service outstanding.

I decided to finance my equipment through SilverChef as they can help business owners turn their plans into reality. They’ve got a great track record…and are a trusted company.

Get approved today

There’s no obligation to finance with SilverChef as a result of completing an application. We also won’t run any credit checks without your permission.

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Fast food equipment - frequently asked questions

What equipment do I need to start a fast food restaurant?

Starting a fast food restaurant is an exciting prospect and no small feat. You want to start on the right foot so you are building your reputation for the most delicious takeaway as quickly as possible. This is only achievable with quality fast food restaurant equipment to increase your productivity and produce high-quality results.

SilverChef provides good quality, stringently tested, fast food equipment to get you started without massive upfront costs. Some crucial fast food kitchen equipment includes commercial freezers and fridges; dishwashers; kebab machines, pizza fridges, sushi makers and beverage dispensers to name a few.

How to finance a fast food restaurant

So, you’ve decided to take the plunge and open your own fast food restaurant. The first thing to do is talk to a financial institution of your choice and secure a business loan for covering operating costs, renovating and wages. SilverChef can help alleviate the financial strain by taking the cost of fast food equipment off the initial capital outlay.

Our Rent-Try-Buy product offers the flexibility of upgrading or purchasing your rented fast food equipment during the first 12-month term. After the first 12 months you have further flexible options, including the ability to return, continue renting or work towards ownership.

Lease-to-Keep is a great way to finance fast food equipment when you’re sure you want to keep the equipment; you’re financing more than $10,000 in equipment or refurbishment, and you’ve been trading for more than 12 months. It’s a straightforward lease and at the end of the term, the fast food equipment is yours to keep.

Who is responsible for servicing, maintenance and insurance of the equipment?

As the renter or lessee of the fast food kitchen equipment, you are responsible for properly insuring it, and arranging and paying for all servicing and maintenance on the fast food kitchen equipment. If the fast food kitchen equipment breaks down this is a manufacturer warranty issue and you will need to contact the manufacturer to arrange repair or replacement as per their terms and conditions.

What are the benefits of renting equipment?

Renting fast food equipment can be a good alternative to buying outright for a number of reasons. Firstly, there are a lot of costs involved in setting up and running a fast food restaurant, so choosing to rent fast food kitchen equipment can leave you more money for running your business and other expenses.

Secondly, there may be tax benefits to renting fast food kitchen equipment – it’s important you discuss these with a qualified tax advisor before making any decisions.

Finally, with SilverChef’s Rent-Try-Buy you get additional flexibility over typical fast food restaurant rental products. You can decide to upgrade your fast food kitchen equipment in the first 12 months if you need something bigger and better (in the same equipment category e.g. upgrade rented fridge to a bigger fridge); you can also decide to purchase it and get a 60% net rental rebate on your payments so far (up to 12 months).

At the end of your 12-month contract, you can decide whether to keep renting your fast food kitchen equipment, work towards ownership, or return. Please note that if you decide to purchase your fast food kitchen equipment after the end of your 12-month term, the net rental rebate drops to 25% after 12 months.

What is the difference between leasing and renting equipment?

The difference between leasing and renting has to do with the length of term – with the length of a lease typically being longer. SilverChef offers a rental product -Rent-Try-Buy, and a finance lease product – Lease-to-Keep. They are different in several important ways.

With Rent-Try-Buy, you rent your fast food restaurant equipment and make weekly rental payments for a 12-month term, while retaining the option to purchase your fast food equipment or upgrade it during the term.

At the end of the 12-month rental term, you have the additional options to return, continue renting or work towards ownership with our Easy Own® product.

With Lease-to-Keep you sign up for a 48-month or 60-month term, make monthly lease payments and at the end of the term you own the fast food equipment*.

*providing the last payment has been made and customer is not in breach of the agreement.

Can I return my equipment before the end of the 12-month contract?

When you choose Rent-Try-Buy to finance your new or second hand fast food equipment, it's a good idea to be sure that you're happy to rent it for the initial 12-month contract (with the option to upgrade or purchase during the term). This is because, if you decide to return your rented fast food equipment before the end of the term, you will still be required to pay all the unpaid rental payments up to the end of contract term.